Personal Finance Tracker for Beginners

Disclaimer: I'm not an investment expert (although I did major in Finance for undergrad), BUT I am a control freak so trust me only for my tips on organization 😉

My Personal Finance Tracker

• Make a copy of my template here

Step-by-step instructions

So I have nothing against budgeting apps like Mint (I used it myself for ~4 years) but they do have several limitations like:

1. They're not available in all countries / regions
2. If you're security conscious you might not want your financial information accessed by a third-party
3. It's too easy to "ignore" your spending when everything is calculated automatically